© 2019 by Transact Lanka

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Our Products & Services

We believe in not just selling a product but packaging a complete solution with professional services provided by individuals who are from the industry and have years of experience.

We also believe that it is our obligation to assist you all the way through to solution deployment and post deployment adaption initiatives.



We believe in the greatest benefits of digitizing disintegrated economic activities. Together our with partners we are a testimony to this truth.


Our solutions in branchless banking be it using a fully automated kiosk, internet and mobile banking or getting the services from a banking agent in a rural area, enable banks and financial institutions to extend a seamless banking experience to its customers.


Mobile phones are centric to almost every human activity today and we are much excited about the prospects of developing solutions to make life easier and productive through mobile technology. All Mobile payment solutions we have developed are powering such services offered by major banks in Sri Lanka and everywhere.


Smart solutions in the Internet of Things technology make farming efficient and cost effective by integrating all activities together and releasing human capital to concentrate on value added services.


We are providing better solutions through digitization.


Talk to us today : +94115113001


Meet The Team

Bernard Sinniah

Chief Adviser

Banking Solutions

I am a recently retired Managing Director of Citibank, based in London. Currently I am a co-founder of iCAN, a personal motivational app, and an investor in a Sri Lankan FinTech company - Transact Lanka.

I started my career at Citibank in Sri Lanka in 1979 and over the past 38 years I have run numerous Global, Regional and Country teams. My main expertise was in building successful teams across the globe which have achieved excellent results.

The Global FX sales business required my teams to help Citi’s global clients to identify and manage their FX risks to hedge against currency movements. I managed over US $500 million in revenue and have been instrumental in driving Citi to develop cutting-edge electronic solutions for Fortune 500 companies, helping them to streamline their Risk Management processes. I was known to build highly energetic teams, focusing on developing individuals and teams to achieve highly ambitions targets.

Ruwan Fernando

Chief Executive Officer

Ruwan brings 33 years of experience in Information and Communication Technologies (ICT) having worked for leading organizations in diverse industries such as Telecommunication, Supply Chain and Banking. He lived and worked in Singapore for more than 15 years and also a few years in the USA setting up an office in that country on behalf of his employer in Singapore.

He returned to Sri Lanka with his family in 2012.

Ruwan held two key positions prior to joining the board of Transact Lanka (Pvt) Limited. The first one as the Head of Operations IBM and Airtel outsourcing partnership and the second with HSBC as Vice President of Operations in the Global Service Centre in Colombo, Sri Lanka.

Malkanthi Perera

Chief Administration Officer

I worked for the Big Blue IT Co. IBM Sri Lanka Branch as Manager Administration, HR and Finance for 15 years, subsequently for GIZ Education Project and American Red Cross Humanitarian Organizations for 12 years in varied support functions.

I thrive in brining out the best skills of our staff and aligning them to contribute towards advancing the mission of the company while rewarding them for their contributions and giving the investors a substantial return.

I believe in the super-natural and ‘can do’ attitude!

Thanuja Pathiraja

Quality Assurance Lead

Thanuja Pathiraja is a result driven well-qualified and certified software professional with 10 years’ experience in software quality projects across a variety of industries including banks, hospitals, departmental stores, mass communication, hotels, and other institutes.

He has the expertise include  QC, software security, quality assurance team building, multi-system testing /QA, test planning/test procedures, Agile testing, quick and quality bug reporting, maintaining a quality assurance environment, white box testing, automation testing, quick automation for functional testing and performance testing. And he has the leadership, interpersonal relationships, teamwork, problem-solving and effective communication skills.

Previously Thanuja worked in Virtusa and eByonds and consistently delivered over 50+ projects within the time schedule,  allowing the company to accept more testing projects without increasing staff.


Our Partners

Epic is the undisputed technological leader in e-government solutions, workflow management systems, Secure Electronic Payment Automation, Information Systems Security and Mobile Enterprise Automation Solutions in Sri Lanka. They have pioneered in mission-critical solutions in state enterprises to enable mass customization very efficiently and effectively. They are highly proactive in the banking domain, which allows them to foresee the trends. Their customized and just-in-time model allows them to design solutions to meet the future needs of specific technology and policy environments.

SenzMate (Pvt) Ltd is a solution oriented company focusing on IoT (Internet of Things) and M2M (Machine to Machine) end to end applications. Our innovative solutions with different partners solve burning issues in different sectors with the use of IoT based intelligence.
Our two subsidiaries focus on agriculture and insurance sectors to enhance their productivity and efficiency by introducing IoT based Intelligence into their traditional approaches.
SenzMate has partnered with local and international cooperates to introduce innovative solutions to disrupt their respective industries. Our Magma IoT platform brings the magic to deliver market ready IoT applications within short time period.


What We Do

Banking & Finance


E-Commerce & M-commerce


Supply Chain Management 




News & Events

                Epic Lanka MOU

Epic Lanka MOU

NBQSA 2015

NBQSA 2015

NBQSA 2018

NBQSA 2018

e-Swabhimani 2018

e-Swabhimani 2018



No. 353A, 3rd Floor, R.A. de Mel Mawatha,Colombo 3.